The digital wallet is here to stay.
With more than 4.8 billion people using smartphones today, mobile credentials are redefining the future of secure access1. From how students pay to print at the campus library, to how nurses log into mobile workstations, to how executives unlock confidential business applications—secure access now happens through the device that’s always in hand.
With mobile wallets, authentication is just a tap away.
For IT leaders, this shift is about more than convenience. It’s about reaching a new level of security for their organizations. From gaining real-time control over credential management, ensuring scalability for growing organizations, and deploying advanced security measures to protect against breaches and fraud. Mobile credentials allow administrators to issue, revoke, and update access remotely, reducing operational complexity while strengthening defenses against credential-based attacks.
The result: a streamlined, secure,
and future-ready access strategy.
64%
of organizations already use mobile IDs; 79% will within 5 years<sup>2</sup>
62%
of breaches involve stolen credentials<sup>3</sup>
77%
of digital-wallet users are highly satisfied<sup>4</sup>
Are you ready for the future of wallet access?
Any wallet. Any card.
One solution.
Any wallet. Any card.
One solution.
rf IDEAS’ WAVE ID® Universal Wallet portfolio supports the mobile revolution, delivering wallet credential flexibility out of the box. We know that needs change and evolve, and so may your credential provider, but with Universal Wallet from rf IDEAS you have the built-in interoperability across all wallet providers.
Apple Wallet
Apple Wallet
(ECP 2.0)
A protocol used by Apple Wallet to streamline and secure NFC interactions. It allows credentials to be recognized instantly, even in Express Mode, without requiring user authentication, making access fast and frictionless.
Google Wallet
Google Wallet
(MIFARE2GO)
A cloud-based credential management system used by Google Wallet to securely provision and manage MIFARE Secure-based credentials. It enables remote issuance, revocation, and updates—ideal for enterprise scale deployments.
Allegion
Allegion
HCE
A mobile credential technology that enables secure access using virtual badges stored in digital wallets, such as Google Wallet. It uses Host Card Emulation (HCE) to replicate the behavior of a physical smartcard, allowing smartphones to communicate with NFC-enabled readers without needing a physical credential.
Ready to bring mobile wallet<br>access to your organization?
Whether you’re exploring mobile credentials for the first time or planning a full migration, rf IDEAS is here to help. Reach out and our experts will help you evaluate compatibility, deployment options, and next steps.
Move to mobile without starting over
Transitioning to digital wallets doesn’t mean a full infrastructure overhaul. Integrate your rf IDEAS readers seamlessly within your existing systems to simplify migration while supporting hybrid environments.
Secure.<br>Scalable.<br>Future-ready.
Spanning a variety of digital-first ecosystems, including higher education, enterprise, and healthcare, rf IDEAS readers deliver unmatched reliability, interoperability, and innovation so that your technology can meet the demand of users’ daily access experience.
Stay ahead of evolving security standards with NFC technology, biometric integration, and multi-factor authentication—all backed by decades of rf IDEAS expertise.
1 Prioridata, Smartphone Users Worldwide 2024
2 HID, 2024 State of Security & Identity
3 Verizon, DBIR 2025
4 PYMNTS, Digital Wallets Beyond Financial Transactions 2024